
Financing As Low As 0.0% On Select New
2008 Volvos, &
As Low As 1.9% On Select Certified Pre-Owned Volvos
Contact Us For Details
Welcome to the Volvo at Gwinnett
Place Finance Department. Use our online form to get a quick and
accurate response on financing or leasing your next vehicle. Your personal
information is encrypted in a super-safe digital format and is never sent
through E-Mail.
For New or Used Car Loan Questions, Call Scott Cochran at 678-684-4204 or email
me at Scott.Cochran@AtlantaVolvo.net
Get a Free Car Loan Quote - Get Pre-Approved here!
Volvo at Gwinnett Place helps people with all types of credit situations. Most people choose to finance their new car or used car purchase. Our finance experts will help you drive your dream car home. Regardless of where you are in the car buying process, request a free, secure auto loan quote. Volvo at Gwinnett Place only works with trusted lenders to bring you low rates and flexible terms. Use this easy, guaranteed secure auto loan application and get started with buying a car today!
LEASE vs. BUY
The greatest cost of owning a vehicle besides the payment is depreciation.
Whether you pay cash, finance or lease, your car will be worth less a few years
from now than it is today. You can protect yourself from unexpected changes in
value (excess depreciation) by leasing your next vehicle. Even if you plan to
eventually own the vehicle outright, leasing provides many options and
advantages that traditional purchases do not. Regardless of how many miles you
drive, leasing may be the best option for you. Whether leasing or buying a
vehicle is best for you depends on your driving needs and preferences.
BUYING
* Must pay for the whole vehicle up front
* Higher down payment is usually required
* Sales tax is paid on the full value of your purchase adding hundreds or thousands to the price
* Negative Equity. Because the future value of the vehicle is unknown, you may owe thousands more than the vehicle is worth when you want to trade.
The purchase option is great if you like to keep your cars for a long period of time and have a need to put unlimited miles on the vehicle.
LEASING
Many people don't know that you can lease a New OR Used vehicle. If the last car you traded-in still had a loan balance or negative equity, you should consider leasing your next vehicle.
* Only pay for the time and miles you plan to drive
* $0 or less money down usually required
* Sales tax is only paid on the amount of the payment, saving thousands
* NO Negative Equity. The future value of the vehicle is stated in the contract as the Residual value. If your car is worth MORE, you can still buy it for the lower residual value. If your car is worth LESS, simply turn-in the vehicle and walk away or consider a new transaction.
* Never pay cash! With a 1-pay lease, you save roughly half your money to invest and make no payments!
* The cost for excess miles ($.10 - $.30) is always less than the allowable deduction ($.485) for business miles
Learn from our trained finance staff about financing or leasing your next
vehicle.
We are ready to make your auto buying experience a stress free one. Our staff
is ready to help you!
Vehicle Service Contracts
Your Volvo factory warranty ends after 4 years from the original
date of purchase or 50,000 total miles & so does your opportunity to
purchase an extended Vehicle Service Contract.
Volvo at Gwinnett Place understands that our customers want to protect their
investment. That is why we offer Vehicle Service Contracts that give you
additional warranty coverage for up to 10 years or 100,000 miles on new
vehicles, and various years/miles for used vehicles.
Our Vehicle Service Contracts (VSC) are:
Affordable
Prices start at $771 depending on the vehicle, coverage and
deductible
Universally Accepted
Use anywhere Visa/MC/American Express is accepted
Deductible - $0, $100, $250, or $500
A Higher
deductible lowers the cost of the VSC
Flexible
Cancel anytime
(pro-rata), or Transfer the VSC to another owner when you sell privately.
0% Financing Available
Receive 0%
financing, plus you can make 6 - 12 - 18 payments depending on the length of
your VSC. For more information or to see if your vehicle qualifies for a
VSC, please contact
Scott Cochran at 678-684-4204 or email Scott.Cochran@AtlantaVolvo.net
Please Note: You can obtain longer time and mileage coverage the earlier
you purchase your Vehicle Service Contract. Why not call today for a FREE
Quote!
3373 Satellite Boulevard
Duluth, GA 30096pause
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.